IMI Calculator 2026: annual property tax in Portugal
Estimate the Imposto Municipal sobre Imóveis (IMI) — the yearly municipal tax you pay on a property’s taxable value (VPT). Rates are the official 2026 bands, including the IMI familiar deduction for dependents.
The taxable value on your caderneta predial, not the market price.
Most councils use 0.30%; the legal range for urban buildings is 0.30%–0.45%.
IMI familiar only applies to your own permanent residence in participating municipalities.
Estimate only. The exact municipal rate and whether "IMI familiar" applies are set by each council, so your bill may differ. Rural buildings use a fixed 0.80%. AIMI (the wealth surtax on high-value property portfolios) isn't modelled here. IMI can be paid in up to three instalments across the year. We help you relocate and set up in Portugal.