Estimate the Imposto Municipal sobre as Transmissões (IMT) plus Stamp Duty (Imposto do Selo) due when you buy a home in Portugal. Rates are the official 2026 tables, including the IMT Jovem under-35 exemption and the new non-resident flat rate.
Leave blank if unknown. IMT is charged on the higher of price and VPT.
"Own home" is your permanent primary residence (HPP). Non-resident residential purchases pay a flat 7.5% from 1 Sep 2026.
Azores and Madeira apply bracket thresholds ~25% higher than the mainland.
Only for an own permanent residence bought by an under-35 first-time buyer. Full exemption up to the cap.
Estimate only, based on the official 2026 IMT tables; second-home deduction values are close approximations. IMT Jovem: under-35 first-time buyers of an own permanent residence get a full exemption up to the cap (€330,539 mainland); partial relief above that cap is simplified here (we compute the full IMT once the base exceeds the cap). Azores/Madeira thresholds are roughly 25% higher than the mainland. The non-resident flat 7.5% applies to residential purchases from 1 Sep 2026 (DL 97/2026), with a possible refund if you become a Portuguese resident. We help you relocate and set up in Portugal.